Florida's Trusted Direct Lender

Business Funding
Built for Growth,
Not Red Tape.

Citi Funder LLC provides fast, flexible business financing solutions directly to entrepreneurs and business owners across the United States. No middlemen. No unnecessary delays. Real capital, real decisions.

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$2M+ Funding Capacity
24hr Decision Speed
100+ Industries Served
A+ Client Trust Rating
Direct Lender
24-Hour Decisions
Secure Applications
No Collateral Required
Flexible Terms
What We Offer

Funding Programs Tailored for Your Business

From working capital to equipment, we offer a comprehensive range of direct lending solutions with competitive terms and fast approvals.

Working Capital Loans

Keep operations running smoothly with fast-access working capital designed for businesses at every stage. Fund payroll, inventory, and daily expenses with ease.

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Revenue-Based Financing

Flexible funding tied to your business revenue — pay more when you earn more, less when you don't. Ideal for businesses with strong, consistent cash flow.

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Invoice Financing

Unlock the value tied up in your outstanding invoices. Convert receivables into immediate capital without waiting for your clients to pay.

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Business Lines of Credit

Draw funds as needed with a revolving business line of credit. A smart financial tool for managing cash flow and seizing time-sensitive opportunities.

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Equipment Financing

Acquire the machinery, vehicles, and technology your business needs to compete — without depleting your working capital reserves.

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Business Expansion Loans

Scale your operations, open new locations, hire key personnel, and invest in marketing — with structured term loans designed around your growth goals.

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Professional business meeting at Citi Funder LLC
FL Based & Licensed
Why Citi Funder

A Direct Lender You Can Trust

Headquartered in Sunny Isles Beach, Florida, Citi Funder LLC is a direct lender committed to providing transparent, fast, and accessible business funding.

  • No Brokers, No Middlemen — We fund directly from our own capital, meaning faster decisions and better terms for you.

  • Transparent Process — You'll always know exactly what you're getting, with no hidden fees or surprise terms buried in the fine print.

  • Personal Service — Work directly with our funding specialists, including our founder Esther Naftali, to find the right solution.

  • Nationwide Reach — Serving business owners across all 50 states from our Florida headquarters.

Our Story
Ready to Grow?

Your Business Deserves Better Funding.

Apply today and receive a funding decision within 24 hours. No obligation, no hard credit pull to start. Let's build your business together.

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